Calculation method of installment payment:

Although the fees of different banks are different, the calculation method is the same. That is, the calculation method of credit card installment fee is: transaction amount × monthly rate × installment number.

Although the handling fee may be charged once or monthly, the amount of the two is the same. With the increase of repayment, the money owed to the bank decreases, but the handling fee will not decrease with the progress of repayment, which is different from the calculation method of bank loan interest.