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Can I charge U.S. dollars to my personal Bank of Communications credit card? Isn’t the credit card just for swiping? Can mainland credit cards still accept U.S. dollars?

Yes, but it must be a dual-currency credit card (with MasterCard or VISA logo) a. If you want to withdraw US dollars in China, you need to apply for a domestic and foreign currency all-in-one card or a wealth management card, and transfer the US dollars from the credit card to You can go to the bank to withdraw U.S. dollars from the new card. b. Settling foreign exchange and refunding RMB. Convert the U.S. dollars in the credit card into RMB according to the current exchange rate and refund it to the debit card.