You cannot use other people’s credit cards, but you can ask others to pay on your behalf.

Using someone else’s credit card to book a hotel on Ctrip, if the cardholder does not know it, will result in the act of using the credit card to make purchases in the name of the cardholder without the cardholder’s consent or authorization. , is a typical "use of other people's credit cards".

Theft of other people’s credit cards falls under the category of credit card fraud, which is one of the financial fraud crimes stipulated in my country’s criminal law. Article 196 of the "Criminal Law" lists several situations that constitute the crime of credit card fraud, including the act of "pretending to use another person's credit card".

Stealing other people’s credit cards and using credit cards to make purchases in the name of the card holder without the card holder’s consent or authorization is a typical form of “impersonating other people’s credit cards.”

Article 196 of the Criminal Law stipulates that those who "falsely use other people's credit cards" to commit credit card fraud and the amount is relatively large shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan. fine; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than 10 years, and a fine of not less than 50,000 yuan but not more than 500,000 yuan; Imprisonment or life imprisonment, and a fine of not less than 50,000 yuan but not more than 500,000 yuan, or confiscation of property.

The bank stipulates that the credit card can only be used by the person himself. If you book an overseas hotel on Ctrip, you can fill in your check-in information and choose third-party payment such as Alipay when paying. At this time, a payment QR code will be generated. You can ask the person holding the credit card to use Alipay client to scan and select the credit card to pay, thus completing the purpose of booking.

After the payment is successful, Ctrip.com will issue a check-in confirmation form. Please print it and bring it to the hotel, and bring your ID (not the ID for paying with the credit card, it is your own and it is consistent with what you filled out when paying on Ctrip.com) Check in together with your ID card. If you pay in advance to an overseas hotel with Ctrip, Ctrip.com will issue you with a check-in voucher. Please print it and bring it to the hotel, and bring your ID (not the ID for payment with the credit card, but your own ID that is consistent with the one you filled in when paying on Ctrip.com) ) check in together.