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Walmart Credit Card

Relevant information about Bank of Communications’ Wal-Mart Credit Card: The credit card is a dual-currency credit card issued by Bank of Communications and Wal-Mart, and HSBC provides technical support. The Bank of Communications Walmart Credit Card combines the special services of Bank of Communications and Walmart.

The Bank of Communications Walmart Credit Card enjoys the following preferential editors:

1. Double points for purchases in Walmart stores, with the highest available points discount Up to 1

The Walmart Points Reward Program allows you to receive genuine points rebates when you use your Bank of Communications Walmart credit card to make purchases! Points can be used to offset your in-store purchases at Walmart. 2 points will be accumulated for every 1 yuan spent in RMB in-store, 1 point will be accumulated for every 1 yuan spent in RMB outside the store, and 8 points will be accumulated for every 1 US dollar spent in foreign currency before December 31, 2011; starting from January 1, 2012, 1 point will be accumulated for every 1 US dollar spent in foreign currency. 7 points. You only need to log in to Bank of Communications credit card online banking or call Bank of Communications' 24-hour customer service hotline to apply for redemption!

2. Lakala repayment in Walmart stores, with discounted handling fees

In Walmart Use Lakala to repay the Bank of Communications Walmart credit card in the store, and each cardholder will get a 2 yuan discount on the first monthly payment. The handling fee will be returned to the credit card account within 3 days after repayment.

3. You can pay as much as you want both inside and outside of Walmart

The Bank of Communications Walmart Credit Card enjoys Bank of Communications' "Spend as You Want" interest-free installment plan, whether in or out of the store. , if a single purchase reaches RMB 1,500 or its equivalent in foreign currency, you can make installments freely. You can also make installments in shopping malls at special shopping malls, or by mail order at special merchants, up to 24 installments, to realize your dream in advance.

4. Special bills to provide you with personal service

The Bank of Communications Wal-Mart Credit Card monthly statement is specially printed to not only provide you with a complete consumption record, but also to provide you with a complete consumption record. Provide more and richer information on Walmart promotions.

5. Password signature, you can choose to ensure your safe use of the card

When making purchases at merchants in mainland China, you can directly use the signature method to confirm the transaction conveniently and quickly, such as If you are accustomed to using passwords to confirm transactions, you only need to call the Bank of Communications' 24-hour customer service hotline to enable the merchant transaction password verification service.

6. Use it overseas and repay in local currency to help you manage your finances easily

Whether you use the Bank of Communications Walmart Credit Card at home or abroad, you can finally repay in RMB.

7. Domestic and overseas, global support

Whether you are at home or abroad, you can make purchases at more than 20 million merchants with MasterCard/Cirrus and China UnionPay logos. Withdraw cash from 1 million automated teller machines (ATMs) and enjoy convenient and fast services at any time.

8. Spend money and enjoy interest-free

There is no need to pre-deposit cash in the Bank of Communications Walmart Credit Card. You can enjoy the consumption experience of swiping the card first and repaying later, interest-free. The payment period is up to 56 days.

4. Reporting the loss will take effect immediately, eliminating your worries

If your Bank of Communications Walmart Credit Card is accidentally lost or stolen, please call the 24-hour customer service hotline to report the loss immediately. Reporting a loss takes effect immediately, and you do not need to bear subsequent risks, freeing you from worries.

Edit credit card fee information:

Late fee: 5% of the unpaid portion of the minimum repayment amount of each period, the minimum fee is 1 USD, and the minimum fee is 10 yuan;

Over-limit fee: The fee is 5% of the amount exceeding the credit limit, the minimum fee is 1 USD, the minimum fee is 5 yuan;

Local peer cash withdrawal: 1% of the transaction amount, the minimum fee is 10 yuan , the maximum fee is 500 yuan;

Local inter-bank cash withdrawal: 1% of the transaction amount, the minimum fee is 10 yuan, the maximum fee is 500 yuan;

Cash withdrawal from other places: 1% of the transaction amount , the minimum fee is 10 yuan, the maximum fee is 500 yuan;

Inter-bank cash withdrawal in other places: 1% of the transaction amount, the minimum fee is 10 yuan, the maximum fee is 500 yuan;

Overseas UnionPay Cash withdrawal: 1% of the transaction amount, transaction fee is 12 yuan per transaction, and the minimum charge is 15 yuan;

Overseas non-UnionPay cash withdrawal: 1% of the transaction amount, the minimum charge is 5 US dollars;

Local inter-bank overpayment recovery: 0.5 of the transaction amount, the minimum charge is 10 yuan, the maximum charge is 500 yuan

Local inter-bank overpayment recovery: 0.5 of the transaction amount, the minimum charge is 10 yuan , the maximum charge is 500 yuan;

Recovery of overpayments from banks in different places: 0.5 of the transaction amount, the minimum charge is 10 yuan, the maximum charge is 500 yuan;

Overpayments across banks in different places Overseas UnionPay overpayment recovery: 0.5 of the transaction amount, the minimum fee is 10 yuan, the maximum fee is 500 yuan;

Overseas UnionPay overpayment refund: 0.5 of the transaction amount, the transaction fee is 12 yuan per transaction, the minimum fee The fee is 15 yuan;

Overseas non-UnionPay overpayment recovery: 0.5 of the transaction amount, the minimum fee is US$5;

Overseas emergency card replacement fee: overseas loss reporting fee is 60 yuan, overseas card replacement fee is 175 US dollars, gold card is 0 US dollars;

Card replacement fee: 15 yuan;

Replying (sending) statement handling fee: 3 issues It is free within the period, and the fee for each subsequent period is 10 yuan;

Loss reporting fee: 50 yuan;

Reviewing domestic purchase orders: 50 yuan and 20 yuan;