Really. According to the inquiry of Bank of Communications official website, it is known that the negotiation repayment of Bank of Communications needs to provide credit records and social security card payment records, which are really effective and necessary vouchers. Credit records, including all those who have credit cards or bad repayment records in the past, need to provide their own credit records to reflect the individual repayment situation, so as to determine whether it is suitable for negotiation repayment.