First, Yellow River E-loan is a loan product set up by Yellow River Bank, which is safe.
Yellow River E-loan is a loan product set up by Yellow River Bank to serve farmers. It is a project supported and protected by the state and has high security. The full name of Yellow River Bank is Ningxia Yellow River Rural Commercial Bank Co., Ltd., formerly known as Ningxia Rural Credit Cooperative Association. It is the first bank in China that has been restructured from a provincial rural credit cooperative and has become a nationally recognized pilot unit. Yellow River e-loan is very safe for the institutions that issue loans. Large-scale and stable loan issuing units should be the main factors that lenders consider when choosing loans, and Yellow River E loan meets this condition.
Second, the loan conditions of the Yellow River E loan should be clear and followed.
Yellow River E-loan requires the lender to be between 18 and 60 years old, with a good credit record and a high comprehensive score. There is also a requirement that borrowers must meet, that is, there is no stock loan in Huanghe Bank. Once the lender has a stock loan, it must be paid off before it can borrow again. If the borrower is a white loan account, it is very likely that the bank will be rejected because it cannot understand the borrower's loan credit.
Third, the benefits of the Yellow River E-loan project.
Farmers in need can apply for the Yellow River e-loan online or offline, and get funds after approval to solve the financial difficulties. The highest lender can get a loan of 300,000 yuan for three years, which effectively solves some problems of farmers' difficulty and long loan time. After effective promotion, it will help farmers in remote areas solve the problem of funds and effectively promote farmers' income.
In a word, Yellow River E loan is a relatively formal loan product. Lenders can ensure their own loan security through multi-party information inquiry when lending.