From the level, scale, workload and number of personnel: credit card department of sub-branches (secondary) credit card department and credit card center of sub-branches.

The staff of the credit card department of the branch are the front-line personnel who directly deal with customers who apply for credit cards.

First of all, we must thoroughly understand the rules and regulations of our bank for handling credit cards, and immediately decline applicants who are not qualified to handle credit cards.

Secondly, applicants who are qualified to apply for credit cards should also be classified, and different types of card-handling standards should be given according to each person's reputation and asset status, and explained to customers in detail to avoid contradictions and misunderstandings.