How much the credit card charges depends on the credit limit of the credit card. If the credit limit of a credit card is 4500 yuan, it can be said that it is a large consumption. If the credit limit of a credit card is 30,000 yuan, it is not a large consumption. If the one-time consumption amount of a credit card exceeds 85% of the credit line, it can be called large consumption.

The bank's credit card center will record credit card swiping records. If the cardholder frequently swipes a large credit card and is suspected of cashing out, then the bank may reduce the amount, freeze or directly seal the card.