First, personal assets can be increased by:
Generally, banks pay more attention to the cardholder's repayment ability, so they can provide more proof of property to the bank when handling the card, such as my real estate license and private car driving license. If the bank deposits, wealth management, funds, insurance and other financial assets applying for a credit card reach a certain amount, you can also apply for a high-value credit card directly. The above assets can be used in the first card application. If you have already applied for a bank card, you can also use the above assets to apply to the bank to increase the credit limit.
Second, keep a good credit card record:
The credit card limit is not fixed, and the bank will adjust it according to the customer's usage and demand. First of all, we should get into the habit of using credit cards. After handling credit cards, you should swipe more credit cards, reduce cash consumption, and establish a good repayment record in the bank. Secondly, we should repay on time and remember the date of repayment. Failure to repay in time will not only cause expenses, but also have a negative impact on personal credit. If you can't repay the loan on time due to special reasons, you need to contact the bank credit card service center in advance to apply for deferred repayment. It is suggested that cardholders should try their best to automatically repay their credit cards with their daily debit cards to avoid overdue repayment due to forgetting.