How to get China Merchants Bank credit card points
A credit card, also called a credit card, is a credit certificate issued by a commercial bank or credit card company to consumers with qualified credit. It takes the form of a card with the name of the issuing bank, validity period, number, cardholder name and other contents printed on the front, and a magnetic stripe and signature strip on the back. So how to get China Merchants Bank credit card points?
1. China Merchants Bank credit card points can be obtained through these channels: swiping the card for consumption. Points are calculated based on the amount of a single purchase, and 1 point is earned for every 20 yuan/2 US dollars. Click "Raise Meow" in Palm Life, feed the cat every day, and accumulate points to redeem them when certain conditions are met. Participate in the "Daily Red Envelope" task in Palm Life, and you will receive points as a gift if you complete the task as needed.
2. You can also get more points by applying for an additional card, because all the accumulated points for consumption under the name of the main cardholder and the supplementary cardholder belong to the points account of the main cardholder and can only be used by the main cardholder. China Merchants Bank Credit Card has long held a variety of points reward activities, such as receiving points for recommending relatives and friends to apply for the card, etc. You can follow the Palm Life APP to keep track of event information.
3. When earning points, you need to pay attention to skills. For example, when swiping a card to make a purchase, try to choose a store that can collect points, because some merchants do not accumulate points for transactions and credit card charges. Specific details in this regard can be found in the credit card points section of China Merchants Bank’s official website. Points are permanent points and points with a valid period. Generally speaking, points obtained from cash withdrawals, bill installments, daily consumption, and recommending friends are permanent points; points awarded for some activities are points with a valid period. For details, please refer to the description of the activity.
Final reminder: In the process of continuously accumulating points, pay attention to going to the points mall to redeem your favorite gifts or other benefits. You can also use points to redeem annual fees.
How to earn points on China Merchants Bank credit card (debit card)?
Chinese Merchants Bank credit card (debit card) points can be obtained through the following channels:
1. Users can obtain points by swiping China Merchants Bank credit card (debit card) for consumption. Under normal circumstances, every consumption You can get 1 point when you spend RMB 20 or USD 2.
2. Users can earn points by participating in installment shopping at China Merchants Bank’s online mall.
3. Follow the WeChat official account or WeChat applet "China Merchants Bank Credit Card (Credit Card)" to sign in to get points.
4. Recommend friends to apply for a China Merchants Bank credit card (debit card), and you will receive points after success.
5. You can earn points by handling credit card (debit card) installment or cash withdrawal services.
6. Log in to the China Merchants Bank Mobile Life App, search for points paradise and participate in games to earn points.
How to quickly accumulate CMB credit card points? Take a look at these seven methods
Many cardholders don’t know how to quickly accumulate points with China Merchants Bank credit cards. In fact, in addition to the most basic daily consumption, there are many ways to accumulate points, such as getting points by applying for a card, It’s easy to earn points by participating in China Merchants Bank’s points activities, etc. Let’s find out below.
1. Basic knowledge of China Merchants Bank’s points
Points rules: Earn 1 point for spending 20 yuan or 2 US dollars (no points for less than 19.9 yuan). Points are permanently valid (car cards, City series cards: 1.5 times the points, valid for 3 years; YOUNG card, Sina Weibo card, GQ card One Piece fan card: 2 times the points in the birthday month, with a maximum reward of 2,000 points per household).
Unified points pool: No matter how many cards there are, the points are unified together. In the end, I maximized my spending through high-end cards.
Book of Heaven: China Merchants Bank’s astronomical list of merchants without points must be checked frequently, and many merchants are entered in the blink of an eye.
The order of repayment: first repay the current bill - then the annual fee, interest and handling fee in the unissued bill - then withdraw the principal (no interest will be charged on the day of withdrawal) - Finally, there are other parts of the outstanding bill.
2. Leg hair card
The card between the leg of lamb and wool is called leg hair card (babies’ nickname).
***25 cards (some say 26):
Young card (two cards, black and white, limited to customers under 30 years old), Weibo card (three cards, gold, pink and black) , GQ card (one, only male customers can apply), city theme cards (up to 19, several friends of Walli have already collected them).
How to play:
You can earn points by borrowing cash in advance (and withdrawing cash) (1 point for 20 yuan). City series cards earn 1.5 times points (20 yuan earns 1.5 points), YOUNG cards, Sina Weibo cards, and GQ cards earn 2 times points in the birthday month (20 yuan earns 2 points, with a maximum limit of 2,000 points per household).
The first cash withdrawal of each month is free of charge, and the maximum cash withdrawal per card in each natural month is 10,000 (750 points per month for each city card, 500 points for each of the 7 other cards, and 500 points per month for the birthday month) 2000 points more).
Some ATMs can withdraw cash up to 10,000 yuan in a single transaction (the first transaction is free of charge). If you collect 1 GQ card, 2 Young cards, 3 Weibo cards and 6 , you can withdraw 3,000 points every month and 38,000 points every year (2,000 points more in your birthday month). A city card is worth 750 points per month and 9,000 points per year. Multiple cards can be added up. Is it still difficult to score points?
The China Merchants Bank Mobile Life APP also gradually allows you to withdraw 10,000 yuan in a single transaction (no need to go to the ATM). Although it shows that a 100 yuan handling fee is required, it will not actually be charged.
If you withdraw money on the same day, there will be no interest on the same day (the handling fee has been waived). It is best to withdraw cash after the bill date and before the repayment date, and pay off all bills that have been issued and unpaid bills first (because repayment is in order).
But it really doesn’t take perseverance to play with leg hair cards.
3. Get points when you apply for a card: 25,000 points as a first-time gift
Available for both Diamond Card and American Express Centurion Platinum Card.
4. Spending multiple times in the birthday month and on the birthday day
If you use the leg hair card to withdraw cash, you will get 2,000 more points in the birthday month.
On your birthday (can be modified), of course you will get 10 times the points on Classic White (1 point for 2 yuan, upper limit 10,000 points). One main card and two free supplementary cards, 10 times the points on the birthdays of 3 people. Spend 22,240 yuan to get 11,100 points, 33,300 points for three people, and the annual fees of 10,000 points, 5,000 points and 5,000 points are deducted respectively, and you still earn 13,300 points.
5. Various points activities
1. Introduce card application. Successfully introduce one person and you will get 1000 points, and the more you introduce, the more rewards you will get. Long term.
2. Get cash advance and cash installment points.
3. Renew your card and get points.
4. Bind the official WeChat account and Palm Life APP to receive points.
5. Bind ApplePay, HUAWEIPay, and Xiaomi to get points.
6. Get points by adding a full-currency card.
7. Receive points for overseas consumption.
Please download the Palm Life APP, all kinds of points activities are in "My - Activities. Rewards".
6. There are points for Alipay, JD.com and Baidu payments
No points for Tenpay and UnionPay payments.
7. Daily consumption
1.5 times points for car cards and city series cards.
Please note that the points for cash withdrawal with the car card are 1.5 times, but the handling fee is not waived.
This is the end of the introduction on how to earn points with China Merchants Credit Card and how to earn points with China Merchants Credit Card. I wonder if you found the information you need?