1, magnetic stripe card has low cost, low safety performance and easy degaussing. Criminals usually steal passwords through surveillance cameras installed on ATM machines. This device is used to steal customers' credit card information and insert cards. There is a magnetic head inside, and all the information on the card is read. Bank card copying equipment and even password stealing equipment are also flooding into the market, and devices such as card readers are easy to buy on the Internet or in the electronic market. Bank magnetic stripe cards have been stolen frequently. The central bank stipulates that magnetic stripe cards will be eliminated in economically developed areas before 20 15, and financial ic cards will be fully used.
2. The chip card is an upgraded version of the magnetic stripe card. Chip card has a large capacity (the storage capacity is 160 times that of magnetic stripe card), and can store information such as keys, digital certificates and fingerprints. The card has read-write protection and data encryption protection, and the use protection adopts personal password, card and reader-writer two-way authentication. Chip cards are extremely difficult to copy and have strong anti-attack ability. Financial IC cards are also more stable than magnetic stripe cards, and there will be no degaussing.
3, the difference in appearance, if there is a black magnetic stripe on the back of your bank card, it is a magnetic stripe card; If there is something similar to a gold metal square on the front of your bank card, it is a chip card. As shown below, the magnetic stripe card is behind, and the chip card is in front of the chip.
Suggestion:
In order to prevent the credit card and bank card from being stolen, please go to the bank to replace the chip card as soon as possible.