Advantages of ICBC credit card:
First, ICBC has many credit card outlets, with the strength of more than 30,000 outlets nationwide, making it the bank with the largest number of outlets in China at present;
Second, ICBC credit cards support Alipay, and there is no limit requirement.
3. ICBC credit cards basically support all online banking payments;
Fourth, there is no handling fee for local cash withdrawal, so ICBC often withdraws cash; Overflow-free payment withdrawal fee;
Five, different brands of international card quota is independent;
Six, support most credit card business, especially other bank cards that only support debit cards, and can also reduce consumption points. For example, Guangzhou's "PayPal" and "PayPal". You can fill in Yangcheng.
Disadvantages of ICBC credit card:
First, the bidding threshold is too high and the quota is too low; I have to cancel my account at the outlet;
Second, ICBC does not have 800 telephones, and 400 is not open to individual users;
Third, the points plan is implemented in different regions. Air China's mileage is only redeemed once in China, and 10000 points are redeemed for 500 miles.
If you don't have a local joint-stock commercial bank or you often like to withdraw cash from overdrafts, it is a good choice to apply for ICBC's credit card. You can also call the customer service phone of the bank for consultation.