Did you know? You can also apply for a credit card through Naughty Value on Taobao. Compared with other channels, this card application channel has a shorter review time and a higher card processing rate. If you don’t know how to use naughty points to apply for a credit card, you might as well take a look with us. Before getting into the topic, let me first introduce the concept of naughty value to everyone. What is naughty value? This is actually a member scoring system of Taobao. It mainly calculates a score by comprehensively calculating core indicators such as purchasing power, interaction index and shopping reputation. The score is the membership level. The higher the naughty value, the more limited rights you can enjoy in the Taobao Member Club. For example, users with a naughty value of 600 and above can find the credit card application portals of Shanghai Pudong Development Bank, Guangfa, CITIC and other banks, and can apply for credit cards through the portal. . However, there are not many credit cards that can be applied for on Taobao. Naughty Value 880 only sees the credit card application portals of three banks: Shanghai Pudong Development Bank, Guangfa Bank and CITIC Bank. The credit cards that can be applied for are also limited, and there are only some designated credit cards: 1. Guangfa Bank : GF Taobao Credit Card, GF Zhenxiang Platinum Card; within 90 days after the card is issued to a new account, if you spend 100 yuan or more on Taobao Express, you can receive a random amount of 30-50 yuan in repayment-free spending, which can be used for cash repayment. 2. Shanghai Pudong Development Bank: Pufa Taopiaopiao Credit Card, new users can apply for the card on the dedicated page. If you make any purchase within 60 days after the card is approved, you will receive 2 free movie tickets. 3. China CITIC Bank: Taobao V Card. If you accumulate 399 points in transactions within 60 days after opening a new account, you can redeem a Samsonite backpack.

How to apply for a card? The process of applying for a credit card at Naughty Value is very simple and mainly includes the following steps: Step 1: Open Taobao on your mobile phone and log in; Step 2: Click "My Taobao" to enter the member center and open the member club interface; Step 3 : In the "Limited Rights" in the member club, drag down and find "SPD Credit Card"; Step 4: Click "Free Collection" to enter the rights details page, click "Apply Now", click "Click to Apply for Card" to enter Pudong Development Credit Card online application page; Step 5: Click Next, fill in the credit card application form according to the prompts, submit it, and wait for review.