ICBC Universe Constellation Credit Card is divided into three levels: platinum, gold and standard. The veneer design is the same, and is distinguished by the basic color of the card side. Black is platinum, red is gold card, and blue is ordinary card. Including the Simple Platinum Card, which respects the benefits of VISA Platinum Card, the benefits of UnionPay Platinum Card, and all the rights and interests of Industrial and Commercial Platinum Card except airport VIP lounge, aviation accident insurance, travel inconvenience insurance and other travel insurance.
1. Financial special rights and interests
1. Annual fee reduction and exemption
Smoothly apply for a constellation card, whether it is a simple platinum card, a gold card, or a regular card. Effective reduction of years.
2. Tolerance
The minimum repayment grace difference is 10 yuan, the grace date for due repayment (there is a grace period for the due repayment date), and the minimum repayment for previous bills is 10 yuan. When it is less than 100 yuan, it can be seen that people who hold zodiac cards have paid back the minimum.
3. Account security risk
You only need to enable credit card consumption to get the gift. The insurance premiums for Platinum Card, Gold Card and Regular Card are 50,000 yuan, 20,000 yuan and 5,000 yuan respectively. There is no limit to the number of times you can apply for insurance compensation during the insurance period, but the cumulative compensation amount must not exceed the insurance amount.
2. Rights of Constellation Card players
1. 10 times the points on birthdays
Horses can use Constellation Cards to spend on their birthdays
2. Complimentary video membership
New customers who apply for an ICBC credit card online for the first time through online channels and make any purchases within 30 days after activating the Constellation Card can receive one month of Youku videos on the ICBC credit card official account. VIP members and iQiyi VIP members have free experience, and customers can choose the video platform.