The Industrial Credit Card that charges an annual fee of 2,600 yuan should be a platinum credit card. Under normal circumstances, once the annual fee is deducted, it will not be refunded. However, according to the relevant regulations of Industrial Bank, some platinum credit cards can enjoy discounts on the annual fee for point redemption. For specific information on how to reduce or reduce the annual fee, please call the Industrial Bank customer service hotline for consultation. If you need to apply for points redemption for annual fees, manual redemption is only supported through telephone customer service.
Industrial Bank is one of the first joint-stock commercial banks in mainland China approved by the State Council and the People's Bank of China. It was established on August 22, 1988 and is headquartered in Fuzhou, Fujian Province. city. It was listed on the Shanghai Stock Exchange on February 5, 2007 (stock code: 601166), with a registered capital of 19.052 billion yuan.
Adhere to the customer-centered approach, improve the professional operating system, continue to promote the deepening of business transformation, and unremittingly promote product innovation, process optimization and technological improvement, forming three major businesses: corporate finance, retail banking, and financial markets. The main body's professional operation system has continuously extended its business areas, enriched its product series, increasingly improved its service system, and continuously improved its comprehensive service capabilities and service levels.
On August 26, 2021, Industrial Bank released its 2021 semi-annual report. According to the announcement, Industrial Bank achieved operating income of 108.955 billion yuan in the first half of the year, a year-on-year increase of 8.94%; net profit attributable to shareholders of the parent company was 40.112 billion yuan, a year-on-year increase of 23.08%.
In May 2019, Industrial Bank and Suning Holdings Group signed a strategic cooperation agreement. The two parties will strengthen strategic cooperation in the fields of consumer finance, technology finance, sports, cultural and creative industries, etc., and based on their respective resources and advantages, realize the complementary sharing of customers, channels and data, cooperate to build a consumption scenario system, and build a full coverage of daily life. The consumption ecosystem of the scene.
On November 6, 2019, Industrial Bank and Xiaomi Group signed a strategic cooperation agreement in Beijing. On the basis of consolidating existing business cooperation areas, the two parties will cooperate in investment banking, global cash management, payment settlement, and wealth management. Management, international business, consumer finance, supply chain finance, financial technology and other fields will give full play to their respective advantages, integrate users, markets, channels, data and technology and other resources to achieve long-term strategic cooperation.
In February 2021, it participated in WM Motor’s RMB 11.5 billion strategic cooperation agreement.