Hello, the financial card is used for financial management. It is not recommended to handle it. It's useless. Now I manage money on my mobile phone. Credit cards can be used first and repaid once a month, which is more convenient. There is no handling fee for going out to draw cards. It's good for you to make good use of them, but you can't withdraw money, you have to charge a handling fee. A savings card is a normal bank card, which can save money or withdraw money.