Huabei is a consumer credit product launched by Ant Financial. Users can use Huabei’s credit limit when making purchases and enjoy the shopping experience of “spend first, pay later”. If you successfully paid using Huabei, it means that you need to repay on the repayment date of the next month.

1. Repayment date: This date is the final repayment time agreed upon by Huabei in the agreement. If the payment is made beyond this date, a certain overdue fee will be charged and a negative overdue record will be generated. When trading on Taobao and Tmall, except for some specific categories such as Taobao travel, recharge, and movie tickets, the payment will be repaid the next month after confirmation of receipt. When trading on other platforms, the payment will be repaid the next month after placing an order and paying.

2. Huabei bill date: the 1st of each month, and the repayment date is the 8th, 9th or 10th of each month. Because everyone’s repayment date is different, you need to pay according to your personal payment date. The prompts on Alipay Huabei page shall prevail.

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Extended information:

花 Repayment related to Huabei:

1. The amount advanced to Huabei will be repaid on the 9th of the next month after receipt of the goods is confirmed. The interest-free period can be up to 41 days.

2. Using the Huabei installment function, consumers can repay in 3, 6, 9, or 12 months.

3. On the due date of repayment, the system will automatically deduct the balance of Alipay account, Yu’e Bao (you need to activate Yu’e Bao deduction function), and debit card quick payment (including cartoon) for repayment. The unpaid portion of the bill.

4. On November 12, 2018, Alipay App launched a new function - Huabei deferred repayment function, which can extend the repayment time and pressure to a certain extent.

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