After the bill of Minsheng Credit Card is divided into installments, the handling fee is charged for each installment, not one-off. Handling fee per installment = total installment amount × handling fee rate per installment. The total installment principal is amortized monthly, and the balance is included in the last installment. At the same time, the installment amount and the handling fee of each period are recorded.

1, installment fee = total installment amount * installment fee rate;

2. The principal payable in each installment = total installment amount/installment number;

3. Total amount payable in each installment = installment fee+principal payable in each installment;