General banks will open the following two ways to check the progress of credit card processing: 1. Call the customer service phone of the bank that handles the credit card and inquire according to the manual voice prompt. 2. Log on to the website of the bank you apply for, click on the credit card and enter the credit card channel. Find the entrance to check the progress of credit card processing, and enter your ID number to view it.
In addition to the above two ways to check the progress of card processing, some banks have also launched channels to check the progress of card processing, such as WeChat official account and app. When handling a credit card, you can ask the staff whether the corresponding channels have been opened.
To apply for a credit card, you must be between 18 and 70 years old, have full capacity for civil conduct, have a stable occupation and income, have a good credit status and have the ability to repay on time. Foreigners with fixed occupation and residence in China and compatriots from Hong Kong, Macao and Taiwan can apply for credit cards.
How to inquire about the credit card processing progress of China Bank?
You can check the progress of credit card APPlication through China Bank Credit Card WeChat official account, colorful life app, customer service hotline and other channels. If there is no audit result or card for a long time, it is recommended to call the customer service hotline.
The above contents are for your reference. Please refer to the actual business regulations.
How to check the progress of credit card processing?
As we all know, individuals who have reached the age of 18~65, have full capacity for civil conduct, have a legal and stable source of income and have a good credit status can apply for credit cards. However, whether the card can be successfully handled in the end depends on the number of people. Judging from many card gods, these five types of people are more likely to apply for credit cards.
When banks approve credit cards, they will score according to the qualifications of the applicants. The higher the score, the easier it is to approve the card. Applicants who generally meet the following characteristics will not get much lower scores.
First, there is a sustained and stable income.
In other words, job stability. Whether the job is stable and whether there is income can reflect the applicant's repayment ability from the side. However, banks have different views on the stability of this income.
For example, the four major state-owned banks, for them, the objects of stable work are generally employees of public institutions or state-owned enterprises, or employees of top 500 enterprises. These people's jobs are quite stable, their income is higher than that of ordinary people, and their repayment ability should not be underestimated.
But for joint-stock commercial banks, as long as they have jobs and income, working for more than three months is equivalent to stability. For the applicant's work unit, it is generally not picky, as long as it is not a high-risk occupational practitioner, it is still relatively easy to get rid of the card.
2. Have a large time deposit in the bank.
People who have more than 50,000 rated deposits in the bank are generally high-quality customers of the bank. In the eyes of banks, such people have deposits and do not have to worry about repayment ability. In addition to actively applying for a credit card, such people will be invited by the bank to apply for a card.
Therefore, if you want to apply for a bank's credit card, it is also a common practice to open an account in that bank to save money to buy wealth management products.
Third, college students and other highly educated groups.
In fact, China Merchants Bank was the first to open the credit card market for college students. At least 20 10 years ago, when college students first came into contact with credit cards, only China Merchants Bank and China Construction Bank granted them cards.
Therefore, if you are a college student, it is generally better to apply for credit cards from these two banks.
Fourth, banks have mortgages.
If you have a mortgage in any bank, it is easy to apply for a credit card from another bank, with a minimum amount of 1 10,000. If you want to get a credit card from the four major state-owned banks, you can try this method.
Some card friends reported that they applied for a mortgage in CCB, applied for a CCB credit card online and got a gold card with a limit of 10000.
Of course, these four situations may not all apply for a credit card. This is just a common situation.
If you want to apply for a credit card soon, the second of the three situations is most likely to meet the requirements. As for how much deposit each bank needs, it is suggested that it be more than 50,000. After all, deposit banks under 50,000 don't care.
This concludes the introduction of how to query the progress of credit card processing and how to query the progress of credit card processing. I wonder if you have found the information you need?