It was reported in the media before that Mr. Luo, the buyer, found that he could not apply for a mortgage loan after paying the down payment. According to the contract, the developer would take back the house, but tragically, the developer would not refund the down payment.

the house has been chosen, and the down payment has been paid. I was originally happy and waiting for the key, but I couldn't get the loan in the end! So what will affect your credit? The following small series will sort out these 13 articles for everyone. Please look carefully and be sure to avoid these situations!

1. There will be credit stain in 13 situations

1. Credit card is overdue for 3 consecutive times and accumulated 6 times

2. Monthly mortgage payment is overdue or not repaid for 2 to 3 months

3. Monthly car loan payment is overdue or not repaid for 2 to 3 months

4. If the loan interest rate is raised, the monthly mortgage payment will still be paid at the original amount. Interest is overdue

5. Water, electricity and gas fees are not paid on time

6. Personal credit cards are cashed out

7. Student loans are not repaid in arrears

8. Sleeping credit cards are not activated, which may result in a negative credit record

9. Credit cards are overdrawn and consumer mortgage loans are not repaid on time

. Therefore, economic disputes such as debt arrears will also affect credit records.

12. The mobile phone charge is linked to the bank card charge. After the mobile phone is stopped, the relevant procedures are not handled, and the overdue due to the monthly fee will also cause bad records.

13. The credit card arrears record will be generated by someone using the ID card or a copy of the ID card.

(The above answer was published on February 22, 217, and the current relevant purchase policy should be based on the actual situation)

When buying a new house, go to Sohu Focus.