There are two main ways to handle credit cards: 1, counters of major banks. 2. app online application of major banks. It should be noted that when applying at a bank outlet, you need to bring your ID card, proof of work and fill out a credit card application form. After submitting the materials to the bank outlets, the branches and sub-branches will send them to the head office, and the head office can only complete the examination and approval after qualification examination.
There are two main ways to handle credit cards:
1. Applicants can bring their ID cards to the counters of major banks.
2. Applicants can log on to major banks to apply online in official website. Taking China Industrial and Commercial Bank as an example, the specific operation methods are as follows:
(1) Open China Industrial and Commercial Bank official website and click "Credit Card".
(2) Click "Credit Card Application".
(3) After selecting the type to be applied.
(4) After filling in the relevant information, click "Next" to enter "Application Confirmation". Complete the application.
Version information: Take China Industrial and Commercial Bank version 7.0. 1.2.5, Apple13 (IOS15.3.1system) and Huawei mate40(HarmonyOS2 system) as examples.
On the front of the credit card, there will be the name and logo of the issuer, holographic anti-counterfeiting mark, English or pinyin name, activation date and effective date, and a chip will be attached to the card surface. Chip account and card magnetic stripe account are two relatively independent accounts.
Where can I get a credit card?
To apply for a credit card, you can go to the counters of major banks with your ID card. You can also log in to the major banks in official website to apply online, fill in the relevant information and submit it. You can also directly pay attention to the official WeChat account of the bank, and then apply in the official WeChat account.
Credit card is an unsecured and unsecured credit loan issued by banks to individuals, which is issued in the form of cards. Anyone 18 years old or above, who has a job and a fixed income can apply. Where can I get a credit card? Generally speaking, there are the following channels for handling credit cards:
1. Bring your ID card to the bank counter. The amount of the card depends on your dealings with the banking business, that is, your financial strength.
2. Every bank has an official credit card WeChat official account, and the custom menu in the official WeChat account will have the column "I want to apply for a card". Or directly reply to the card type. Enter the card processing interface, select the card to be processed, and fill in the information.
3. Customers with online banking or mobile banking can also log in to the bank official website or download the mobile banking client, and then select a favorite credit card on the "Credit Card" page of online banking or mobile banking to apply, fill in relevant information and submit it.
4. You can also find a card specialist to handle the card at home, and the bank will promote the credit card. There will be a card specialist at home to handle the card on behalf of the bank, which is convenient for everyone to apply for a credit card.
Where can I get a credit card?
Credit card processing method:
I. Bank official website/Mobile Banking Application
Banks in official website will provide a platform for credit card applications, so that they can apply for credit cards without leaving home. Nowadays, many people are reluctant to go to the bank, or some people who are busy with work and life and have no time to go to the bank can choose the online application method and fill in the relevant information of the application. After the bank receives the application, a special staff member will contact you and provide them with relevant information. You can wait for the bank to get the card.
Second, the application of bank outlets
Just go to the bank and give the required materials directly to the bank counter staff. Although this way is traditional, you need to go to the bank yourself, but it is the safest way, so you don't have to worry about personal information disclosure. Of course, the submitted materials can be more comprehensive and more convenient for bank review, and the amount of approval is likely to be higher than that of online application.
Third, third-party organizations.
The rapid development of the Internet has also led to the internetization of the financial industry. With the hot credit card market, many third-party organizations have stepped in to share this cake. When choosing a third-party institution, we must recognize the authenticity of the website and make sure that the institution and the bank have direct credit card granting rights. Be sure to recognize that "formal third-party institutions do not need to charge any fees for handling credit cards". If you are prompted to pay, please make a detour directly.
Fourth, the bank staff came to the door to handle it.
If you are not in a hurry to apply for a credit card, you can choose to call the bank customer service hotline and make an appointment for the bank staff to come to the door to apply for a card. As long as you have the information ready, just wait for the salesman to come to your door.
Verb (abbreviation for verb) applies for a roadside stall
At present, few people choose to run credit cards on the roadside, but many corridors, public facilities, supermarkets and other places will still have various card advertisements and vendors' card-running points. This method is also not recommended, because there is no guarantee, and the probability of personal information disclosure is very high.
Let's call it a day where there is a credit card introduction.