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China Merchants Bank Credit Card and Card (General)

No, the maximum limit of CMB Heka’s regular card (the red one) can be up to 10,000, and the maximum limit of Heka’s gold card (the golden one) can be up to 50,000.

If you want to increase your credit limit...Although China Merchants Bank has not announced specific credit limit increase standards, the experience summarized by many cardholders is also worth reference:

1) Try to use as many credit cards as possible in various entities When using cards at merchants, try to avoid concentrating on a few or a few types of merchants, such as restaurants, supermarkets, paying taxes, buying building materials, buying tanks, etc. Use credit cards wherever possible, continuously. Use at least 40% of the current limit in March

2) Avoid frequently and repeatedly making large transactions at the same merchant (including online payment channels like Taobao), which may be suspected of TX behavior ——Having said that, except for business cards, your personal name is printed on the credit card, which is mainly for personal consumption. If you are using the card for business purchases, it will not reflect your actual economic situation

3) Try a variety of transactions and repayment methods. If you have the opportunity or need, make installment payments. Group purchases in China Merchants Bank’s online mall, installments in physical stores, or DIY bill installments are all beneficial to raising the balance. .

You are allowed to apply to increase the fixed limit once every three months. You can try it. Whether and how much can be approved will be comprehensively evaluated based on past card use and repayment records.