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Will applying for four credit cards in different months be affected?
The application record will be reflected in the credit report. It doesn't matter if it's all done But if they are all rejected, the chances of success will be smaller when handling other credit cards or loans.

As long as the credit card is processed, whether it is activated or not will be reflected in the personal credit information system. When you apply for a credit card in the future, the bank will make an inquiry. Too many inactive credit cards will affect the approval of new cards.

Therefore, applying for a credit card should be planned reasonably according to personal needs.