The credit limit is the maximum credit limit that is determined by ICBC based on the customer's credit status and can be recycled within the validity period of the card. Generally, you can apply for an increase after three months of use.

There are two types of credit limit increases:

One is a temporary limit. When the credit limit cannot meet consumption needs, you can call the customer service hotline (95588) and contact the customer service specialist to apply. . You can also make limit adjustments on your own in online banking. Log in to online banking and click "Credit Card Services" → "More" → "Adjust Limit" → "Temporary Limit Adjustment".

One is a permanent limit. You can submit the latest financial income certificate and apply for it at any ICBC outlet. ICBC will review the customer based on their past card usage history, repayment records, etc. After passing the review, Adjust your credit limit appropriately.

Customers can call the customer service hotline (95588) to contact the customer service specialist to apply. You can also make limit adjustments on your own in online banking. Log in to online banking and click "Credit Card Services" → "More" → "Adjust Limit" → "Permanent Limit Adjustment".