Apply for a refund at the issuing bank outlet. There are other ways to refund the credit card in consumption abroad, such as swiping the card on the website of the International Card Organization, bringing relevant materials and applying for a refund at the issuing bank outlets. In addition to the refund amount, the issuing bank will make irregular adjustments according to the user's qualifications. For example, those who have settled abroad in the past will also adjust the refund amount as needed.