Is the Agricultural Bank of China etc credit card a gold card? Annual fees can be waived
I heard that from July 1st, the new highway ETC reform policy will be implemented, and you can enjoy a 50% discount when taking the etc channel on the highway. Many car owners want to do it. Among them, the Agricultural Bank of China etc credit card is the most popular. Many people are not very clear about the level of the Agricultural Bank of China etc credit card, so they ask whether the Agricultural Bank of China etc credit card is a gold card? Let’s take a look below.
The Agricultural Bank of China has exclusive credit cards for 22 provinces. Agricultural Bank of China branches in different regions have different credit card levels. Generally, they are gold cards. However, there are also some areas where gold cards and platinum cards are issued at the same time. Here are the The 28 etc credit card levels displayed on the Agricultural Bank of China’s official website are listed for everyone to see.
1. There are only 20 gold-level ETC credit cards, namely:
Shanxi Jintong ETC Credit Card, Jiangsu Sutong ETC Credit Card, Hebei Jitong ETC Credit Card, Qinghai Qingtong ETC Credit Card Tong ETC Credit Card, Shandong Lutong ETC Credit Card, Jilin Jitong ETC Credit Card, Jiangxi Gantong ETC Credit Card, Beijing Sutong ETC Credit Card, Shaanxi Chehang Wuyou ETC Credit Card, Tianjin Jingtong ETC Credit Card, Anhui Transportation ETC Credit Card, Xiamen Mintong ETC Credit Card Credit card, Gansu Longtong ETC credit card, Qingdao Lutong ETC credit card, Guangdong Yuetong ETC credit card, Heilongjiang Longtong ETC credit card, Sichuan Shudaotong ETC credit card, Ningbo Zhetong ETC credit card, Zhejiang Zhetong ETC credit card, Liaoning Liaotong ETC credit card .
2. There are 8 ETC credit cards issued simultaneously for Gold Card and Platinum Card, namely:
Shenzhen Yuetong ETC Credit Card, Henan Yutong ETC Credit Card, and Chongqing Yutong ETC Credit Card , Shanghai Hutong ETC Credit Card, Fujian Mintong ETC Credit Card, Hunan Xiangtong ETC Credit Card, Hubei Tongqu ETC Credit Card, Guizhou Qiantong ETC Credit Card.
It should be noted that no matter whether the Agricultural Bank of China etc. credit card is a gold card or a platinum card, the annual fee can be waived conditionally. The annual fee standard is: for the first year There is no annual fee. If you swipe the card 5 times a year for the gold card, or 12 swipes the card 12 times a year for the platinum card, the annual fee will be waived for the following year.
Why can’t ETC for rural credit cards be less than 500 yuan?
When applying for ETC, the staff should tell you that the 500 yuan is equivalent to the deposit. You should be able to pass if it is less than 500 yuan. It is just recommended to keep 500 yuan in the card to avoid overdue payment. No, if you feel bad, you can change your savings card. The CCB savings card does not require 500 yuan. Rural Credit Cooperatives (English name RuralCreditCooperatives, Chinese abbreviation of Rural Credit Cooperatives, Rural Credit Cooperatives) refers to rural cooperative financial institutions established with the approval of the People's Bank of China, composed of members as shareholders, practicing democratic management, and mainly providing financial services to members
When using a debit card to bind etc., according to the requirements of the Expressway Administration, 500 yuan of funds must be frozen, that is, transferred, similar to a deposit. Since the 500 yuan is frozen, it cannot be used. At that time It cannot be used to deduct expressway fees, so the debit card must have more than 500 yuan.
ETC electronic non-stop toll collection system is an automatic toll collection on highways or bridges. Through dedicated short-range communication between the vehicle electronic tag installed on the vehicle windshield and the microwave antenna on the ETC lane of the toll station, computer networking technology is used to perform back-end settlement processing with the bank, thereby enabling vehicles to charge through highways or bridges. Stations can pay highway or bridge tolls without stopping.
Rural credit cooperatives are independent corporate legal persons. They bear responsibility for the debts of rural credit cooperatives with all their assets and enjoy civil rights in accordance with the law. Its property, legitimate rights and interests and business activities carried out in accordance with the law are protected by national laws. Its main task is to raise idle funds in rural areas and provide financial services for the development of agriculture, farmers and rural economy. In accordance with the provisions of national laws and financial policies, organize and regulate rural funds, support agricultural production and comprehensive rural development, support various forms of cooperative economy and member family economy, and restrict and crack down on them
The relevant requirements of ETC stipulate:
1. The expressway toll office has a dedicated ETC toll channel.
As long as the car owner installs a proximity card on the front windshield of the vehicle and pre-deposits the fee, there is no need to pay manually when passing the toll station, and there is no need to stop. The highway toll will be automatically deducted from the card, thus enabling automatic charging.
2. The ETC system uses automatic vehicle identification technology to complete wireless data communication between vehicles and toll stations, and exchanges automatic vehicle induction identification and related charging data. A computer network is used to process charging data, and a fully automatic electronic toll collection system can be realized without parking or setting up a charging window.
How to apply for ETC in rural credit cooperatives?
At present, all branches of the Agricultural Bank of China have fully carried out ETC-related businesses. When applying for an ETC credit card, you can enjoy 10% off nationwide expressway discounts and other preferential activities.
ETC, the electronic non-stop toll collection system, is currently the most advanced intelligent road and bridge toll collection method. When a vehicle passes through a toll station, the vehicle is identified through the on-board electronic tag (OBU), information is written, and the corresponding funds are automatically deducted from the ETC card.
OBU is an on-board electronic tag, which is installed on the front windshield of the user's car.
After customers apply for expressway ETC, they can use the ETC dedicated lanes to achieve fast passage without stopping to pay tolls. The purpose of promoting highway ETC is to reduce the time spent waiting in line for cash payment, improve traffic efficiency, reduce exhaust emissions, and be more conducive to environmentally friendly travel.
Event name: Use Agricultural Bank of China ETC credit card to get 10% off on highways nationwide!
1. Event time: January 1, 2018 to June 30, 2018
2. Target audience: ETC credit card customers of Agricultural Bank of China
3. Activity content: ETC credit card customers who register and log in to Agricultural Bank of China mobile banking can receive 10% off monthly ETC tolls for free. You can enjoy a discount of up to 10% off on ETC toll deductions for the month, and there is a monthly discount limit (see event details for details). (Card holders need to register for the Agricultural Bank of China Mobile Banking, log in to the "Nearby" column of the Mobile Banking, select the 10% off ETC toll monthly pass in "Recommended for You", and use an ETC credit card that is bound to the ETC business and performs toll deductions ( Activation required) to receive to enjoy the discount).
Note: The launch time of activities in various provinces and cities is different, please contact the local outlets for details. Please click for details of the event
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Go to the Agricultural Bank of China to apply for an etc credit card. Can you pass it?
Many people in today's society have some financial problems. This requires applying for a bank credit card for turnover. To apply for an ETC credit card at the Agricultural Bank of China, you need to bring the original and copy of a valid ID card and driver's license, and fill in a credit card application form to bind the ETC card. Generally, in the credit report If there are no problems, Agricultural Bank of China can apply for etc. credit cards.
1. Go to Agricultural Bank of China to apply for an ETC credit card. Can it be passed?
Agricultural Bank of China ETC application can be processed through "Agricultural Bank of China Credit Card" or "ETC Wallet" and cannot be applied repeatedly. To apply for an Agricultural Bank of China ETC credit card, the person in charge should bring the original and copy of the valid ID card and driving license (last annual inspection page) to the local service outlet of the Agricultural Bank of China, and fill in the credit card application form in accordance with the bank's requirements to bind the etc card. After receiving the card, use this card to make purchases twice, and go to the designated outlet with the POS list to collect etc. installation equipment. It should be noted that if the user already has a credit card and wants to apply for free etc functions, he needs to apply for a new credit card and enjoy the limit between the original card and the new card.
2. Agricultural Bank of China
Agricultural Bank of China is the abbreviation of Agricultural Bank of China. The predecessor of Agricultural Bank of China is Agricultural Cooperative Bank. It is the first professional bank and state-owned bank established during the New China period. Commercial banks are also an important part of China's financial system and are directly managed by the central government. The business scope of Agricultural Bank of China mainly includes banking business, RMB business and foreign exchange business. Banking business includes fund management and financial leasing. RMB business includes taking public deposits, domestic and overseas settlement and bill discounting. Foreign exchange business includes foreign exchange deposits, foreign exchange loans and exchange. .
To sum up, if you want to apply for a credit card or loan, your credit report is very important. You must avoid overdue problems in normal times, so as not to affect your personal credit report and lead to the application of a credit card or loan. fail.
Agricultural Bank of China ETC credit card application conditions: Car owners are required
For cardholders who need to pass on highways, it is a good choice to apply for the Agricultural Bank of China ETC credit card, because the card types are relatively complete and are basically available nationwide. Each province and city has its own ETC credit card issued, as well as a national version. Today I would like to introduce to you the application conditions for the Agricultural Bank of China ETC credit card. If you meet the requirements, you can apply and handle it.
Agricultural Bank of China ETC credit card application conditions:
1. The applicant must be over 18 years old and provide a valid personal identity document;
2. Car owners, individuals For vehicles under your name, provide driving license and compulsory traffic insurance policy;
3. Additional proof of financial resources, such as real estate certificate, Agricultural Bank of China deposits, financial management, etc.;
4. Good personal credit. If you have a bad record, there is a high chance that your card application will be rejected.
Reminder, the above Agricultural Bank of China ETC credit card application conditions are for reference only, and whether to apply for the card will be subject to the bank’s review results. Agricultural banks in different regions may have different standards for reviewing ETC credit cards. The better the credit conditions, the higher the chance of card approval, but there is no guarantee of 100% credit card approval.
Some bank staff revealed that if you have held an Agricultural Bank of China debit card for more than half a year, it will be very helpful to cancel the card. In addition, after successfully submitting the Agricultural Bank of China ETC credit card application, there may be a return call from 400. Be sure to answer it and just answer the questions you filled in without making any mistakes.
How many times can I use the Agricultural Bank of China etc credit card to waive the annual fee? Pay attention to these matters
If you apply for an Agricultural Bank of China etc. credit card, you can enjoy discounts on tolls when taking the expressway. Many people have applied for it. However, as a credit card, the Agricultural Bank of China etc. Credit Card charges an annual fee. However, I heard that the annual fee can be waived if the number of purchases made by the Agricultural Bank of China etc. Credit Card is reached. So, how many times can the Agricultural Bank of China etc. Credit Card be used without annual fees? Let’s find out together below.
Friends who are familiar with the Agricultural Bank of China etc credit card should know that the Agricultural Bank of China etc credit card has two levels: gold card and platinum card, depending on the standards issued by each branch. Although the levels of etc. credit cards issued by various banks may be different, the annual fee standards are uniformly based on the levels of each card of the Agricultural Bank of China.
The annual fee for the main card of the gold card is 160 yuan per year, the annual fee for the supplementary card is 80 yuan per year; the annual fee for the platinum card is 580 yuan per year, but the annual fee can be reduced by swiping the card for consumption. Among them, the gold card has no annual fee in the first year, and the annual fee for the next year will be reduced if you make 5 purchases in the same year. The platinum card will have no annual fee in the first year, and the annual fee for the next year will be reduced if you make 12 purchases in the same year.
It is worth reminding that although the Agricultural Bank of China etc. credit card is free of annual fees, cardholders must pay attention to the following details, otherwise they will not be able to enjoy it:
1. The annual fee must be paid Only when the number of recharges is reached within the billing cycle. The annual fee cycle of the Agricultural Bank of China credit card is calculated from the card activation date to the card opening date of the following year.
2. The number of card swipes for the primary and secondary cards may be calculated separately. The details are subject to the regulations of the local branch.
To sum up, the Agricultural Bank of China etc credit card has an annual fee, but the annual fee is not very expensive and can be reduced by the number of card swipes. If you are not sure whether you have swiped the card enough times, you can call the Agricultural Bank of China’s 24-hour credit card service hotline and be directed to manual service for customer service to help you check.
This is the end of the introduction to Rural Credit Card Credit Card and Rural Commercial Bank Credit Card etc. Have you found the information you need?