Wechat transfer cannot be paid by credit card. The main function of credit card is overdraft consumption, and it cannot be directly transferred online. However, it is ok to use a credit card for WeChat payment. As long as the other party is a merchant that supports credit card payment, the payment can be successful.
Wechat is a free application launched by Tencent on 201110, which provides instant messaging service for intelligent terminals. It was created by the product team of Tencent Guangzhou R&D Center led by Zhang Xiaolong. Wechat supports fast sending of free voice messages, videos, pictures and texts across communication operators and operating system platforms. At the same time, you can share streaming media content and location-based social plug-ins, and use service plug-ins such as "Shake", "Friends Circle", "Public Platform" and "Voice Notepad".
By the second quarter of 20 16, WeChat had covered more than 94% of smartphones in China, with 806 million monthly active users, covering more than 200 countries and more than 20 languages. In addition, the total number of brand WeChat WeChat official account exceeded 8 million, the number of mobile application docking exceeded 85,000, the advertising revenue increased to 3.679 billion yuan, and the number of WeChat payment users reached about 400 million.
Wechat provides public platform, friends circle, message push and other functions. Users can add friends and pay attention to public platforms by "shaking", "searching for numbers", "people nearby" and scanning QR codes. At the same time, WeChat will share the content with friends and share the wonderful content that users see to WeChat friends circle.
From June 5438 to February 2020, WeChat on iOS was updated to version 7.0.20, and a "WeChat Bean" was added to the profile page. 202 1, 1, 2 1, WeChat updated to version 8.0. In July, 20021year, in the latest version of 8.0.8, WeChat can not only log in to mobile phones and PC/Mac devices at the same time, but also add the function of logging in to tablet devices at the same time, which means that tablet devices are logically at the same level as mobile phones and computers in the use of WeChat, and the number of devices that users can log in at the same time has reached as many as three (165438+/kloc On the WeChat user complaint page, the item of "fans' bottomless idolization behavior" was added.
Credit card is bound to WeChat, can I transfer money?
You can transfer money, but you need money in your credit card.
Generally, there is no money in a credit card, but only the credit consumption limit provided by the bank, and there is no cash. If there is an overpayment in the credit card, you can transfer it out.
Off-topic:
Generally, those who don't have much money or are unwilling to pay high interest will pay in full before the final repayment date of the credit card bill. In this way, you can fully enjoy the interest-free period ranging from 20 to 60 days given by the bank. Except this repayment method, any other repayment method needs to pay full interest, and there is no interest-free period. The credit card interest is a bit high, 654.38+00,000, 5 yuan every day, and it is compound interest.
Thank you for your question.
Can credit cards be transferred by WeChat?
Can credit cards be transferred by WeChat?
WeChat transfer only supports savings card or change transfer.
Similar to WeChat transfer, WeChat red envelopes and WeChat cash withdrawals also need to be bound with savings cards. Wechat transfers money to friends. After the other party checks, the money will enter the change first. If you withdraw cash, you can only get the savings card bound by the other party, and you can't choose credit card transfer.
At present, WeChat accepts WeChat payment only by credit card, and all handling fees are free. But when you choose to transfer money by credit card, WeChat is not supported. Because this kind of behavior is equivalent to cashing in credit cards, this is the behavior that banks put an end to. Therefore, it is safest and most reliable to transfer money with a savings card.
1. WeChat cannot transfer money by credit card. Unlike debit cards, credit cards do not have so-called direct transfer transactions. There are basically two ways to transfer money by credit card: one is to deposit money in the credit card first, and then transfer money by credit card; The other is credit card cash withdrawal transfer, that is, direct use of credit card overdraft limit for transfer operation. In fact, credit card overdraft limit transfer is equivalent to cash withdrawal, which is not supported by WeChat.
2. If the overpayment transferred to the credit card is transferred to your own debit card, it is generally charged according to the credit card overpayment, which is 0.5%-3% of the transfer amount. At present, only a few banks do not charge overpayment of recovery fees.
3. If your debit card is an off-site card, you should also charge an inter-bank transfer fee. However, if the destination debit card is not the cardholder's own debit card, it is generally impossible to transfer money and can only be cashed out.
Can credit cards be transferred by WeChat?
Credit cards can't be transferred by WeChat.
According to Article 7 of the Measures for the Supervision and Administration of Credit Card Business of Commercial Banks, credit cards refer to all kinds of media that record the relevant information of cardholders' accounts, have the functions of bank credit line and overdraft, and provide relevant banking services for cardholders.
The credit card stipulated in the relevant laws of our country (Interpretation of the Provisions of NPC Standing Committee on Credit Cards) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc.
20 17 12 1, the English translation and writing standards for public services were formally implemented, and the English names of credit cards were specified.
Can credit cards be transferred by WeChat? Let's stop here.