Take China Merchants Bank's credit card as an example, installment shopping: that is, through our special merchants, we choose to purchase designated goods or services in installments. You can log on to our credit card website, choose your city, and inquire about the merchant stores that can handle installment payment and the installment payment standard. Note: You can apply only if your credit card is enough to pay the total installment amount. Our bank provides interest-free installment payment service and offers preferential interest-free monthly payment to customers. During the repayment period, customers can use our credit card account to pay for the goods on a monthly basis, and they can enjoy the interest-free period as long as they repay the goods in full according to the bill amount before the monthly repayment due date. However, there will be an installment fee, which is subject to the merchant's display (if you buy installment goods in the credit card mall through our credit card website, you don't need to pay the handling fee).