1. The minimum repayment amount of a credit card is generally 65438+ 00% of the bill amount+interest, and the interest is calculated at 0.05% per day, that is, 30W daily interest =30W*0.05%= 150 yuan/day.

2. If credit card repayment is difficult, you can apply for installment repayment, and the handling fee is 50% or more lower than the minimum repayment amount.