ICBC credit cards are divided into three periods: three, six, nine, 12, 18 and 24. Users can choose the appropriate number of periods according to their actual situation, but they should pay attention to the following aspects:

1. The down payment is 100 yuan. If it is lower than this amount, you can't apply for installment. Generally, it should be submitted three working days before the due repayment date.

2. The date of installment payment is the deduction date of the first installment, and the deduction date of subsequent installments is the same as that of the first installment.

3. The same installment payment business can only be postponed once, and the handling fee rate is the same as that of installment payment.