Hello, I withdrew Hong Kong dollars from the ATM in Hong Kong. The handling fee for overseas withdrawal of credit cards is 3% of each withdrawal amount, with a minimum charge of USD 3 or 30 yuan RMB (American Express Card-Centurion Black Gold Card and American Express Card-Centurion Platinum Card, with a minimum charge of USD 5 or 30 yuan RMB).

(You can consult the credit card service information of China Merchants Bank online through QQ or WeChat. Method 1: Search 4008205555 among QQ corporate friends, and add China Merchants Bank Credit Card Center as a friend; Method 2: Search for "cmb4008205555" on WeChat, and pay attention to China Merchants Bank Credit Card Center)