This is required a lot, unless you have a special credit card.

1. In the bills paid by cardholders for overseas card consumption, the card payment fee is generally between 3 and 4. International card organizations such as visa or MasterCard charge international transaction fees to the card issuer for each transaction. 1 to 1.5. Although it is charged to the bank, this fee is actually borne by the cardholder; in addition, each bank charges a handling fee or exchange fee, which is between 1 and 2.

2. The overseas credit card processing fee of most banks is 1.5. For example, China Construction Bank, Bank of China, China Merchants Bank, Industrial Bank, Guangfa, etc. all charge 1.5, Everbright 1.7, while Shenzhen Development Bank and Bank of Communications both charge 1.75, and Shanghai Pudong Development Bank Banks implement 2 standards.

3. If it is a UnionPay single-currency credit card, or a dual-currency credit card with UnionPay and VISA (or MasterCard) dual logos, there will be no handling fees when swiping the card overseas to use the UnionPay route.

Extended information:

Various bank card handling fee schedule

1. Industrial and Commercial Bank of China: card application fee is 5 yuan, annual fee is 10 yuan/year, A small account management fee of RMB 3 per quarter will be charged if the amount is less than RMB 300. There is no handling fee for debit card withdrawals in the same city, and RMB 4 per transaction for inter-bank withdrawals in the same city. There is no handling fee for credit card deposits in other places. The fee is RMB 1 of the amount charged for cash withdrawals, with a minimum of RMB 1 Yuan/transaction, up to 50 Yuan/transaction.

2. Agricultural Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan/year, the small account management fee is 3 yuan/quarter for less than 300 yuan, and the inter-bank withdrawal in the same city is 2 yuan/transaction (Guangdong Save 4 yuan); credit card cash withdrawals are charged 1% of the amount, with a minimum of 1 yuan/transaction, and other banks will add an inter-bank fee of 2 yuan.

3. China Construction Bank: The card application fee is 5 yuan, the annual fee is 10 yuan/year, a small account management fee of 3 yuan/quarter is charged for less than 400 yuan, and the inter-bank withdrawal in the same city is 4 yuan/amount of withdrawal. 1.

4. Bank of China: The card application fee is 5 yuan, the annual fee is 10 yuan/year, there is no small account management fee, and inter-bank withdrawals in the same city are 4 yuan/transaction.

5. Bank of Communications: The card application fee is 5 yuan, the annual fee is 10 yuan/year, the small account management fee is 3 yuan/quarter for less than 500 yuan, and the inter-bank withdrawal in the same city is 2 yuan/transaction.

6. Postal Savings: The card application fee is 5 yuan, and inter-bank withdrawals in the same city are 4 or 12 yuan per transaction. Most provinces and cities do not charge annual fees or small account management fees.

7. China Minsheng Bank: It is free to apply for a card, no annual fee, no small account management fee (except Shenzhen), and the first three withdrawals per month for inter-bank withdrawals in the same city are free, and then 2 yuan/transaction.

8. China Everbright Bank: It is free to apply for a card, no annual fee, no small account management fee, and the first three withdrawals per month for inter-bank withdrawals in the same city are free, and then 2 yuan/transaction.

Baidu Encyclopedia - Handling Fee