Payment by installments: choose 2, 3, 6, 10, 12, 18, 24 and 36 installments. The single installment fee rate is 0%~ 1.67%. The actual installment fee and the number of applicable installments are subject to the real-time evaluation results of China Merchants Bank Credit Card Center.

In the installment payment business of buying a car with dragon card launched by CCB, the cardholder agrees to pay the down payment (the down payment is the net car price minus the approved amount) and applies to CCB to use his dragon card to buy a family car at the designated dealer.

If it is a general consumption or bill installment, if the installment amount is large enough, the Agricultural Bank of China credit card can apply for 24 installments first, and then apply for an extension to display it as 36 installments. However, an additional extension fee is required. You can consult customer service first. Most banks have 36 phases for car staging and decoration staging.

Extended data:

At present, most banks offer five stages: 3, 6, 9, 12 and 24, while only a few credit cards can be divided into 36 stages, such as China Merchants, China Construction Bank and Minsheng Car Loan Card.

Compared with the stipulation that the loan period of bank loans and auto financing companies is generally 3 to 5 years, although all banks claim that they can apply for 36 loans at the longest, in practice, most of them will be controlled at 12 to 24 loans.

China Merchants Bank's credit card bill installment application requirements are as follows: installment application time: from the trading day to the repayment date, you can freely choose to installment the transactions under RMB or USD accounts.

Conditions for applying for bill installment: the applicant must hold a personal credit card of China Merchants Bank, have a good record of using the card, and have no delay in repayment in the current period. Customers who only hold business cards, business cards, purchasing cards, ANA protection cards or supplementary cards cannot apply for bill installment for the time being.

Application amount for bill installment: apply for RMB bill installment, and the minimum application amount for each installment is not less than 300 yuan RMB; For the installment payment of USD bills, the minimum application amount shall not be less than USD 65,438+000 each time.

Baidu encyclopedia-credit card installment payment