The first thing to do after the card is lost is to report the loss, especially if the card has no password, and the risk of card theft is particularly prominent. Therefore, it is suggested that cardholders remember the customer service phone number of the credit card center so as to report the loss at the first time.

If the user reports the loss of the credit card, the bank will directly transmit the relevant information to the international credit card organization, and the card cannot be traded. If there is a risk, the bank will bear it. If the credit card is cancelled, the magnetic stripe of the card needs to be cut, and the bank will handle it properly.

If the credit card is lost but cancelled, although the credit card transaction can no longer be carried out, criminals may obtain the magnetic stripe information and then copy the credit card for stealing. And do some card-free transactions, such as online ticket purchase by plane and ship, and these risks need to be borne by customers themselves.

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Staff of ICBC, Agricultural Bank, China Construction Bank and many other banks also said that if a customer's credit card is lost, card cancellation cannot prevent the risk of being stolen. In addition, some customers may not be sure whether their credit cards are lost or temporarily lost, so it is necessary to take timely measures.

Bank of Communications has launched a temporary loss reporting service to help "sloppy" customers. There is no charge for temporary loss reporting until 5 pm on the third day. If you find a credit card during this period, just call customer service to cancel the loss report. China Merchants Bank can also protect such customers' credit cards for 2 days.

People's Network-How to report the loss of a credit card is more reliable? Pay attention to SMS reminder and card loss protection.

People's Daily Online-Do you still have hidden dangers after reporting the loss of credit cards? It's best to report the loss first and then cancel it.