Hello, it’s like this

1. The first thing users have to do is to raise money to repay the loan, be honest with their relatives and friends, and then borrow money from them. Pay off bank credit card bills. After all, the longer the credit card bill is in arrears, the more interest will accrue, and the longer it will be, the heavier the financial burden will be on the borrower. You can also raise funds through part-time jobs and increase income to pay off the debt as soon as possible.

2. For those who are really unable to pay off their credit card debt within a short period of time, users can try to negotiate repayment with the bank. First, express to the bank that you have a good willingness to repay; do not miss the bank's collection calls; provide the bank with corresponding proof of inability to repay; and finally provide the bank with a reasonable repayment plan. If the user's credit card is overdue for special reasons, then the possibility of successful negotiation is very high in this case.