38 1.33 yuan. It costs 8000 yuan and is divided into 24 phases. Handling fee for each period is 8000*0.60%=48 yuan. The principal payable for each period is 8000/24=333.33 yuan. The total cost to be repaid in each period is 333.33+48=38 1.33 yuan. Agricultural Bank of China has five stages: 3, 6, 9, 12 and 24, and the handling fee rate is 0.60%.