1. Positive answer

If your borrowing limit is not high and you want to increase it, you can take the following methods.

2. Specific analysis

1. Use Alipay more often, such as financial services (Huabei/Borrowing/reserve funds/credit cards) and life services (***Xiang Bicycle/ Power bank, credit card), pay water, electricity, coal, etc. through Alipay to ensure that the account has sufficient activity.

Ensuring timely performance of contracts, enriching the number of contract-keeping behaviors and contract-keeping scenarios will help improve Zhima Credit Score and help increase the quota.

2. Maintain the stability of personal information (such as mobile phone number, place of residence, etc.) to reflect your stable living status; you can enter the credit management page of Sesame Credit to supplement and improve personal information, especially It is asset information such as real estate and vehicles.

3. Deposit more money into Alipay. You can bind more bank cards with large deposits to Alipay, and you can appropriately purchase financial products from Yu’e Bao, Yu’e Bao, and Ant Jubao to increase personal growth. Financial assets in Alipay allow Alipay to fully understand an individual's current financial strength.

4. Jiebei will provide temporary quotas to some high-quality users. After entering the Alipay Jiebei interface, you can check whether the system provides it on the quota management page. If so, you can apply for it.

Sometimes the system will launch a quota increase task, and users can participate. After completing the task, the quota can be increased as long as the system evaluation is passed.

Nowadays, there are many online loan big data systems that can provide online loan record query, you can search: Xiaoqixin Check. You can query online loan application records, application platform type, whether it is overdue, overdue amount, credit card and online loan estimated credit limit and other important data information.

3. What should I pay attention to when borrowing money to raise the limit?

There are two aspects to pay attention to when raising the borrowing limit: 1. The increase in the borrowing limit is mainly determined by the system after a comprehensive evaluation based on the user's account usage. Manual adjustment of the borrowing limit is currently not supported. .

2. Whether the borrowing limit can be increased is evaluated irregularly and there is no fixed time.

However, the system will generally conduct a comprehensive re-evaluation every one month or so, and the borrowing amount and interest rate may be adjusted accordingly based on the evaluation results (if the overall score increases compared to the past, the amount may naturally be increased) ; If the overall score drops compared to the past, it is impossible to increase the quota, and the quota may even be lowered. If the score drops significantly, the quota may be frozen directly).