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What to do if your credit card is invalid?

How to restore the invalid card to normal use?

1 If the card becomes invalid due to overdue payment, you need to pay off the outstanding balance first, and then apply to the customer service of the card issuing bank to reinstate the credit card.

2 If the failure is caused by the bank’s suspicion of malicious cash-out, you need to provide proof that it is not a cash-out, otherwise it will be difficult to recover.

3 If the card expires due to degaussing, damage, or expired, you can log in to the card issuer’s mobile APP, call the bank’s customer service hotline, or go directly to the branch to apply for a card replacement. Remember to destroy the old card in time, otherwise it will be easy Stolen.

We can ask the bank’s customer service hotline about the reason for the card’s failure, see if there are fund abnormalities on the card, etc., and then handle it accordingly according to the customer service prompts. It is recommended that you do not place the card within the high magnetic range of microwave ovens, refrigerators and other electrical appliances, and try not to place it with magnetic objects such as mobile phones, computers, PDAs, etc., otherwise it will be easily demagnetized. In addition, you should also try to avoid sharp objects from wearing and tearing. Scratch the magnetic strip.

I would like to remind everyone that some criminals will send text messages to commit fraud on the grounds that the bank card is invalid. In this case, do not believe the link in the text message or the call transfer. Instead, check and verify through the bank's official customer service phone number to confirm whether this is the case to avoid being deceived.