Article 1: Copying other people’s credit cards, writing other people’s credit card information into magnetic stripe media or chips, or forging more than one credit card by other methods shall be deemed as Article 177 of the Criminal Law. The "counterfeit credit card" specified in item 4 of this paragraph shall be convicted and punished for the crime of counterfeiting financial instruments.
Anyone who forges more than ten blank credit cards shall be deemed as a "forged credit card" as specified in Item 4 of Article 177, Paragraph 1 of the Criminal Law, and shall be convicted and punished for the crime of forging financial instruments.
Any person who forges credit cards under any of the following circumstances shall be deemed to be a "serious circumstance" as stipulated in Article 177 of the Criminal Law:
(1) Forging more than five credit cards Less than twenty-five; (2) The deposit balance and overdraft limit in the forged credit card, individually or in total, are more than 200,000 yuan but less than 1 million yuan;
(3) Forging more than 50 but less than 250 blank credit cards;
(4) Other serious circumstances.
Forgery of credit cards under any of the following circumstances shall be deemed as “particularly serious circumstances” stipulated in Article 177 of the Criminal Law:
(1) Forgery of credit cards twenty More than five;
(2) Forged credit card deposit balances and overdraft limits, individually or in total, exceeding one million yuan;
(3) Forged blank credit cards 2 More than one hundred and fifty;
(4) Other particularly serious circumstances.
The "deposit balance and overdraft limit in the credit card" referred to in this article shall be calculated based on the maximum deposit balance and overdraft limit recorded by the issuing bank after the credit card was forged. Article 2 Whoever holds and transports more than ten but less than one hundred blank credit cards knowing that they are counterfeit shall be deemed to be a "relatively large quantity" as stipulated in Item 1, Paragraph 1, Article 177-1 of the Criminal Law; Anyone who illegally holds more than five but less than fifty credit cards of others shall be deemed to be a "relatively large quantity" as stipulated in Item 2, Paragraph 1, Article 177-1 of the Criminal Law.
If any of the following circumstances occurs, it shall be deemed to be a "huge quantity" as stipulated in the first paragraph of Article 177-1 of the Criminal Law:
(1) Knowingly knowing that it is forgery Holding and transporting more than ten credit cards;
(2) Holding and transporting more than one hundred blank credit cards knowing that they are counterfeit;
(3) Illegal Holding more than fifty credit cards from others;
(4) Using false identity certificates to fraudulently obtain more than ten credit cards;
(5) Selling, buying, or providing others with credit cards Forged credit cards or more than ten credit cards fraudulently obtained with false identity certificates.
Using other people’s ID cards, military officer ID cards, soldier ID cards, Mainland Travel Permits for Hong Kong and Macao residents, Mainland Travel Permits for Taiwan residents, passports and other identity documents to apply for credit cards against other people’s wishes, or using forged or altered documents If a person applies for a credit card using a false identity certificate, it shall be deemed as "using a false identity certificate to fraudulently obtain a credit card" as stipulated in Article 177-1, paragraph 1, item 3 of the Criminal Law. Article 3 Whoever steals, bribes or illegally provides other people's credit card information, which is enough to forge a credit card that can be used for transactions, or is enough to enable others to conduct transactions in the name of the credit card holder, involving more than one but less than five credit cards, shall be punished in accordance with Article 100 of the Criminal Law. According to the provisions of Paragraph 2 of Article 77-1, the crime of stealing, buying or illegally providing credit card information shall be convicted and punished; if more than five credit cards are involved, it shall be deemed as the crime of stealing, buying or illegally providing credit card information as specified in Paragraph 1 of Article 177-1 of the Criminal Law. "A huge amount." Article 4: Producing and providing false credit certification materials such as property status, income, position, etc. for credit card applicants, involving the forgery, alteration, or sale of official documents, certificates, and seals of state agencies, or involving the forgery of companies, enterprises, institutions, and people's organizations Those who must be held criminally responsible for seals shall, in accordance with the provisions of Article 280 of the Criminal Law, be convicted and punished for the crime of forging, altering, or buying and selling official documents, certificates, and seals of state agencies, and the crime of forging the seals of companies, enterprises, institutions, and people's organizations. .
Intermediary organizations or their personnel responsible for asset evaluation, capital verification, verification, accounting, auditing, legal services, etc. who provide credit card applicants with false credit certification materials such as property status, income, position, etc. shall be held accountable Those found guilty of criminal liability shall, in accordance with the provisions of Article 229 of the Criminal Law, be convicted and punished for the crime of providing false certification documents and the crime of issuing materially inaccurate certification documents. Article 5 Whoever uses a forged credit card, a credit card fraudulently obtained with a false identity certificate, a voided credit card, or falsely uses another person's credit card to commit credit card fraud, with the amount exceeding RMB 5,000 but less than RMB 50,000, shall be deemed to be a first-rate person under the Criminal Law. A "large amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 50,000 yuan but less than 500,000 yuan, it shall be deemed as a "huge amount" as stipulated in Article 196 of the Criminal Law; if the amount is more than 500,000 yuan, The above shall be deemed as “especially huge amounts” as stipulated in Article 196 of the Criminal Law.
The term "impersonating other people's credit cards" as mentioned in the third paragraph of Article 196 of the Criminal Law includes the following situations:
(1) Picking up other people's credit cards and using them ;
(2) Defrauding others of their credit cards and using them;
(3) Stealing, bribing, defrauding or obtaining other people’s credit card information through other illegal means and using it through the Internet or communication terminals etc.;
(4) Other situations of fraudulently using other people’s credit cards.