The annual fee of China Merchants Bank Credit Card is charged once a year. The annual fee is calculated from the date when your card is issued (the validity period below the credit card number, and the previous day is the date of issuance), which is an unnatural year.

If you successfully apply for China Merchants Bank Credit Card (except for some cards), the annual fee for the first year will be paid by China Merchants Bank Credit Card or your partner, and the annual fee for the next year will be reduced if you make a single purchase for six times within one year (from the date of issuing the card). And this offer is valid for a long time before the change notice of the new annual fee preferential policy.