ICBC can open online banking through self-service or outlets.

Self-service opening: First, you need to open Baidu browser, log in to the portal website of China Industrial and Commercial Bank (www.icbc.com.cn), find self-service registration in it, and then fill in the information according to the page prompts to open it.

Opening of outlets: You only need to bring your ID card, valid certificate and account to any outlet of ICBC. If the savings card has no initial password, it cannot be activated on the network. The first time you use the ICBC savings card, you can only apply for activation through the counter. Please bring your valid ID card and savings card to any business outlet in China to activate the card and set the password. Proxy is not supported.

According to Article 28 of the Measures for the Administration of Bank Card Business, if an individual applies for a bank card (except for stored-value cards), he shall provide the card-issuing bank with his/her valid identity certificate specified by the public security department, and open a registered account for him/her after passing the examination by the card-issuing bank;

To open a basic deposit account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.

Extended data

According to Article 45 of the Measures for the Administration of Bank Card Business, card-issuing banks shall observe the following risk control indicators when conducting credit card business:

(1) The single overdraft amount of the same cardholder's personal card shall not exceed 20,000 yuan (including equivalent foreign currency), and the single overdraft amount of the corporate card shall not exceed 50,000 yuan (including equivalent foreign currency).

(2) The monthly overdraft balance of an individual card in the same account shall not exceed 50,000 yuan (including equivalent foreign currency), and the unit card shall not exceed 3% of the comprehensive credit line granted by the issuing bank to the unit. The monthly overdraft balance of the unit without comprehensive credit line for reference shall not exceed 654.38 million yuan (including equivalent foreign currency).

(3) The overdraft limit of foreign currency cards shall not exceed 80% of the cardholder's deposits (including the pledged amount of certificates of deposit). (4) The monthly average overdraft balance that newly occurs over 180 days (including 180 days, the same below) since the implementation date of these Measures shall not exceed 15% of the monthly average overdraft balance.

China Industrial and Commercial Bank-Card Activation Method