What you want to ask is that there is no redemption of points in the Rural Commercial Credit Card Mall? There are no points to redeem. According to the credit card information inquiry of rural commercial banks, as of June 15, 2023, due to the need to upgrade the points system, rural commercial banks will stop the commodity purchase and point exchange business of "Hai Life" credit card mall and "Hainan Rural Credit Cooperative" mobile banking APP from March 10, 2023.