If the repayment amount before the due repayment date is greater than or equal to the minimum repayment amount, but less than the current repayment amount, only five ten thousandths of daily interest is required; Below the minimum repayment amount, in addition to interest, you have to pay a late fee (5% of the unpaid part of the minimum repayment amount), and there are overdue records on the credit report!
If you have other specific questions, I suggest you call the customer service staff of the bank, hoping to help you.