The CCB credit card statement date is different for different users, usually on 2, 5, 7, 10, 12, 15, 17, 19, 22, 23, 24, 25, 26 of each month and the 27th. The repayment date is the 20th day after the bill date. For example, if the billing date of a credit card is the 7th of each month, then the repayment date is the 27th, and the user needs to pay back the credit card balance on this day.

The credit card statement date is a summary of how much money the cardholder spent in the last consumption cycle. This money needs to be returned by the cardholder on the repayment date. If the user cannot repay the loan on the repayment date, penalty interest will be incurred and the loan will be uploaded to the credit reporting center by the bank. Bad credit reporting will affect the processing of various loans.

When the China Construction Bank credit card cannot repay on time, users can use installment repayment, but they must meet the conditions for installment repayment. Usually, they can handle it by calling the China Construction Bank credit card customer service hotline. When repaying in installments, they must choose the appropriate one. Your own repayment period, so that there will be no overdue payments in subsequent repayments.

If the credit card cannot be repaid on time after using it, it means that the user's consumption limit has exceeded the personal burden. At this time, the user needs to reduce the consumption limit and find ways to increase his income. Then he can repay the debt later. . Usually the monthly credit card consumption limit does not exceed 50% of your monthly income to ensure on-time repayment.

The above is the relevant content shared by the editor about the billing date and repayment date of China Construction Bank credit card. For more information, you can follow the construction industry to share more useful information