Cards marked with VISA indicate that they have foreign currency US dollar accounts, so they can be purchased overseas

Whether there will be a currency conversion fee depends on the type and level of the card. Definitely

Under normal circumstances

If the poster has a VISA single-logo credit card (not subject to card level restrictions, the card types involved include Dragon Card Olympic Credit Card, Dragon Card World Cup Credit Card, etc.), or Standard Platinum For UnionPay-VISA dual-currency cards above the level, the foreign currency of the transaction is directly converted into RMB and entered into the account, without currency conversion fees.

If it is a VISA-UnionPay dual-currency credit card, regular or gold card, then the foreign currency (non-USD) traded through the VISA platform will first be converted to US dollars according to the exchange rate (the specific currency is the same as the foreign currency of the poster’s credit card The currency of the account is the same), enter the foreign currency account, and the poster will be charged a currency exchange fee of RMB 1.5. When repaying the money, the poster can choose to call his home phone number to handle the repayment of the foreign exchange purchase on the day when he repays the RMB to the credit card. (On the contrary, if the transaction is in US dollars, there is no currency exchange fee)

Many overseas websites now also offer UnionPay payment. Foreign currencies traded through the UnionPay platform are also directly credited in RMB, and there is no currency exchange fee. of.

If the poster has any other questions, you can ask.