For those who use credit cards, the most cruel thing is to find that the credit card limit has been reduced. The credit card of Guangfa Bank has always been one of the popular credit cards, but in fact, the audit of credit cards by Guangfa Bank is also very strict. No matter which bank's credit card center does not hesitate to take measures against the non-compliance of credit cards. So what is the reason why the credit card limit of Guangfa Bank usually decreases? What is the reason for the credit card limit of Guangfa Bank being reduced? 1. The overdue phenomenon of credit card is the primary reason for the decrease of credit card limit. In addition, this will be included in personal credit information. 2. After you leave your credit card idle, if you don't use it for a long time, the credit limit will be reduced, and the bank will think that you have no capital demand. 3. There are abnormal consumption situations suspected of cashing out. If you really belong to your own behavior, you can contact the bank to appeal. The above is an analysis of the reasons for the downward adjustment of the credit card limit of Guangfa Bank. It should be emphasized that overdue credit card is a serious behavior, and overdue phenomenon should be repaid in time.