When repaying the temporary limit, you must repay in full and do not enjoy the minimum repayment amount. For example, your credit card limit is 15,000 yuan and the temporary limit is 18,000 yuan. In April, you spent 16,000 yuan with your card. When repaying, the minimum repayment amount is 2,500 yuan = 15,000*10% (10% of the fixed limit) + (16,000-15,000) ( 100% of the temporary limit)

The temporary limit cannot be paid in installments and must be paid off in one lump sum. Therefore, after getting the temporary limit, you still have to spend according to your ability with your card to avoid being unable to repay when it expires.

In addition, the validity period of the temporary credit card limit is generally between 1-3 months, so you should also pay attention to the validity period of the temporary limit. If the temporary quota expires, you can apply for an extension if necessary, which is very convenient.

How to apply for temporary credit limit of CCB credit card: Use the mobile phone number reserved by CCB to edit the text message "CCTE#The last 4 digits of the card number# need to be adjusted to the limit" and send it to 95533 to apply for temporary limit adjustment. SMS adjustment The default term length for increasing the credit limit is 2 months. For example, if the poster currently has a fixed limit of 10,000 yuan and wants to adjust it to a temporary limit of 15,000 yuan, and the card ends with 8888, then the edited text message should be: CCTE#8888#15000.