What should I do if my sister pays for the car with my brother's credit card?
My sister pays for the car with my brother's credit card, and the way to pay for it is.
1. Make minimum repayment: Credit cards can make minimum repayment. As long as the cardholder returns the minimum repayment amount required by the bank on the repayment date, it will be regarded as normal repayment.
2. installment repayment: if the user can't pay off in one lump sum on the repayment date, he can choose to repay by installment. Generally, credit cards can be divided into 24 installments at the longest, so users can also reasonably relieve their economic pressure.
3. Apply for deferred repayment: If the user can't pay off on the day of credit card repayment, but can turn over his own funds soon, he can directly contact the bank customer service and apply for a short-term credit card repayment extension.
4. Find a family member to turn around first: If the user's funds are really hard to turn around, then you can find friends and relatives to turn around first, and then settle the bank's arrears first to avoid the risk of overdue repayment of your credit card.
How to buy things by credit card? Thank you in detail.
Credit card is a convenient, fast and safe tool to use instead of cash. After you pay for the purchase by credit card, you can choose to return it any day after the date of receipt, and the consumption during the period is interest-free. You have to charge a withdrawal fee and five ten thousandths of interest every day.
if you feel that it is difficult to repay things in one lump sum, or you just want to use the installment function, you can call the bank or log on to the bank's website to apply for installment. Generally, the term is 3 installments, 6 installments, 9 installments, 12 installments to 24 installments, and special installments can last for 3 years.
extended information
when a cardholder uses a credit card to make a large amount of consumption, the card-issuing bank pays the consumer funds of the goods (or services) purchased by the cardholder to the merchant in one lump sum, and deducts the consumer funds through the cardholder's credit card account in stages according to the cardholder's application, and the cardholder repays according to the monthly recorded amount.
in the past, credit card installment mainly included bill installment and single consumption installment, and banks usually charged corresponding handling fees according to the number of installments. Whether it is bill installment or single consumption installment, the premise is to generate consumption behavior first, and then the bank will set up the installment repayment of the generated credit loan.
Baidu Encyclopedia-Credit Card
Is it ok to help others buy their own Taobao things with your own credit card?
Yes, it is normal, because we use a trading platform like Taobao, so it is better to use Alipay, but if you use a friend's, you need to ask your friend for Alipay password and so on. If you have a certificate, it will be more troublesome, so it is ok to pay directly with online banking. I hope it can help you.
can I use a credit card when buying things from Taobao?
Taobao friends can pay by credit card. Looking for someone to pay for it, the payer does not need to pass Alipay's real-name authentication, as long as there is an online payment channel, it can pay for it.
If payment cannot be made on behalf of others, there may be the following reasons:
1. Payment on behalf of others is not supported for the time being, please refer to whether the actual page supports it.
2. When the payment amount is less than that of 1 yuan, you cannot apply for agency payment. At present, only full payment is supported, and partial payment is not supported.
3. If the payment includes red envelopes, vouchers, etc., you can't apply for payment on behalf of others. Please refer to the page for details.
Extended information
Notes on Taobao's payment:
Finding someone to pay for it only supports full payment. If the buyer wants to pay part of the photographed baby himself and find someone to pay for the rest, it is not supported.
when a stranger asks for payment, the buyer should verify whether it is done by relatives and friends. If it is really a stranger's request, the buyer should ignore it to avoid property losses.
Pre-sale products do not support payment on behalf of others. Buyers can try other payment methods, such as balance, balance treasure, ant flower buds and quick payment.
Taobao Customer Service Center-Find someone to pay for it. Does the payer need to be authenticated by Alipay?
Taobao customer service center-friends pay for it, why can't I pay?
can I use a credit card when buying things from Taobao? _
yes.
if the credit card payment function is enabled in the purchased store, whether the buyer pays by himself or finds a friend to pay for it, it can be paid directly, and there is no handling fee.
if the store you buy doesn't have the credit card payment function, whether the buyer pays by himself or finds a friend to pay for it, Alipay will automatically add 1% of the transaction amount as a handling fee.
This concludes the introduction of credit card purchase and credit card withdrawal. Did you find the information you need?