1. If the cardholder has a good credit card usage and repayment record and can provide credible income proof, the credit card limit may be increased after upgrading to platinum card. Banks will comprehensively consider the credit status, repayment ability and income status of cardholders to determine the new limit.

2. If the consumption records of credit cards are always few or few, it may be challenging to increase the credit limit of credit cards. Banks usually evaluate whether to increase the total amount of credit cards according to the cardholder's card use and repayment history, as well as income status. Long-term small consumption may not fully show the solvency and credit status of cardholders, so there may be fewer opportunities to raise the limit.

What is a platinum card?

Platinum card is an advanced credit card, which is usually issued by banks or financial institutions. Platinum cardholders enjoy higher credit limit and more privileges and benefits, such as high cash withdrawal, priority business, free travel insurance, etc. The issuance of platinum cards usually requires higher credit status and income of cardholders, so only people with good credit records and stable income are eligible to apply for and obtain platinum cards.