I can't give you the specific interest of the loan because I'm not sure about your repayment method and the annual interest rate of the loan.
please explain the purpose of the loan and the city where the loan is prepared, and we will further verify it for you.
when you apply for a loan, you need to provide a certificate of the use of the loan funds, which is based on the certificate of the use of the loan funds provided by you. What kind of certificate of the use of the loan you are applying for now will be provided? For example, if you provide renovation contract, it is handled as a decoration loan, and if you provide a car purchase contract, it is handled as a car loan.
the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method, local market conditions, loan purpose, comprehensive evaluation of customers and other factors, and can only be determined after approval by the handling outlets. The following are the basic interest rates of our bank and the benchmark interest rates announced by the People's Bank of China for your reference.
China Merchants Bank loan prime rate (LPR):
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RMB loan benchmark interest rate: /CmbWebPubInfo/CDRate.aspx? Chnl=cdrate
bill installment (only holders of business cards or supplementary cards can't apply for it for the time being) is a new financial management function launched by our credit card, which can help you repay the consumption amount in your bill by monthly installments. You can send a short message, log in to online banking with a credit card or call the customer service hotline 4825555 to transfer the application to a service specialist. Handling fee per installment = total amount of bill installment × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan. We provide cardholders with personalized choices of 2, 3, 6, 1, 12, 18 and 24 installments, and the corresponding handling fee rates for each installment are 1.%, .9%, .75%, .7%, .66%, .68% and .68% respectively. Whether the application for bill installment is approved or not shall be subject to the comprehensive evaluation results of our credit card center. After successful bill installment, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = the total amount of installment principal ÷ the number of installments. The repayable principal of each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the remainder is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan. The installment fee is the same as the principal payable in each installment, and it will be returned in installments. After you submit your application for bill installment, our bank will process your application order within 2 days, and will send you a short message the day after it is successfully processed (after the bill installment is successfully accepted, it cannot be cancelled).
after the successful bill installment, the cardholder only needs to repay the remaining bill amount after deducting the bill installment amount before the due repayment date. After that, the repayable principal of each installment of the bill = the total amount of installment principal ÷ the number of installments. The repayable principal of each installment (accurate to the minute) is credited to the cardholder's credit card account every month, and the remainder is credited to the last installment. Handling fee per installment = total installment amount × handling fee rate per installment, and the minimum handling fee per installment is 5 yuan.
for example, if your current bill amount is RMB 5,, and your application for bill installment amount is RMB 3,, you need to repay RMB 2, on the due repayment date of this period. After that, the principal payable in each installment of the bill is ￥1, yuan, and the handling fee is ￥27 yuan, which will be paid off in three installments. Have a good time with your card!
if you still have questions, I suggest you consult "customer service online" /cmu/icslogin.aspx? from=B& Logincmu=, we will serve you wholeheartedly!